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Tel: +88-02-9840616-7
Fax:+88-02-9840618
E: info@protectivelife.com.bd

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Our offices address

Star Center, 4th Floor, House No-2(A), Block-SE(C), Road-138, Gulshan-1, Dhaka-1212


Life insurance is a contract under which an insurer within a specified period to pass on to the customer for any such accident or death or maturity of the insurance customers who nominated insurances address will be provided with and profit. Prevent the loss of life, livelihoods and protection activities in the financial system, the main goal and purpose of life insurance. By making the insurance policy a tax payer customer can get special tax rebate. If a person has one or more insurance on his own life and on his premature death the claim goes to his pre-determined nominator.

 

 

Protected Life Scheme No. – 01

This is an interesting savings insurance scheme. This scheme is to be paid by five installments for insurance, as a result the insurance taker can facilitate immediate coping up with the unexpected economic problem. Moreover, the life insurance customer in his lifetime can invest this insurance amount in variety of profitable sectors. The insurer will pay during the time partial sums of the insurer, moreover it is insured that the full payment of the sums will be given if the insurance taker die a premature death. Under this scheme, 10, 15, 20, 25 and 30-year term policy can be taken. According to the scheme 10% of the maturity amount after 1/5 of the period, 15% of the maturity amount after 2/5 of the perid, 20% of the maturity amount after 3/5 of the perid, 25% of the maturity amount after 4/5 of the perid and upon expiration of the period insurer will be paid the remaining 30% amount with the bonus earned. That means after 2 (two) years on the 10-year term insurance policy the amount of 10% of the insurance sum, after 4 (four) years the amount of 15% of the insurance sum, after 6 (six) years the amount of 20% of the insurance sum, after 8 (eight) years the amount of 25% of the insurance sum will get the insurer including maximum 70% and acquired the remaining 30% at the end of the term of the insurance amount will be paid with bonus. In the case of a 15-year term policy same premium will be given after 3, 6, 9, 12 and 15 years. After providing one or more installments if the death occurs of the insurer before maturity still the full amount of the sums to be paid including bonuses to the nominee of the insurer. Also prior to maturity because of the any accident if any two organs among two hands, two legs or two eyes become complete lame and permanently performance deteriorated fo the insurer then the next premium will be remission and  the insurer will be paid by 50% amount of the insurance sums. But insurance risk will be force on the full sum of the insurance. If the insurer is alive and if already get paid by 50% of the final sum then remaining 50% of the insurance amounts will get with maturity bonus.

Premium List

Years

Insurance Period

10

15

20

25

30

20

118.00

80.20

61.30

50.20

42.90

21

118.00

80.20

61.40

50.20

43.00

22

118.00

80.20

61.40

50.30

43.10

23

118.00

80.20

61.40

50.40

43.30

24

118.00

80.20

61.50

50.50

43.40

25

118.00

80.20

61.50

50.60

43.60

26

118.10

80.30

61.60

50.70

43.80

27

118.10

80.30

61.70

50.80

44.00

28

118.10

80.40

61.80

51.00

44.20

29

118.10

80.50

61.90

51.20

44.50

30

118.20

80.50

62.10

51.40

44.80

31

118.20

80.60

62.20

51.60

45.10

32

118.30

80.80

62.40

51.90

45.40

33

118.40

80.90

62.60

52.20

45.80

34

118.50

81.10

62.90

52.60

46.30

35

118.60

81.30

63.20

52.90

46.80

36

118.80

81.50

63.50

53.40

47.30

37

118.90

81.80

63.90

53.80

47.90

38

119.20

82.10

64.30

54.40

48.60

39

119.40

82.40

64.70

54.90

49.30

40

119.70

82.80

65.20

55.60

50.10

41

120.00

83.20

65.80

56.30

 

42

120.40

83.70

66.40

57.00

 

43

120.80

84.30

67.10

57.90

 

44

121.20

84.80

67.80

58.80

 

45

121.70

85.50

68.60

59.80

 

46

122.30

86.20

69.50

 

 

47

122.90

87.00

70.50

 

 

48

123.60

87.80

71.60

 

 

49

124.30

88.80

72.70

 

 

50

125.10

89.80

74.00

 

 

51

126.00

90.90

 

 

 

52

127.00

92.10

 

 

 

53

128.00

93.50

 

 

 

54

129.20

94.90

 

 

 

55

130.40

96.50

 

 

 

 

 

Protected Dream Scheme No. – 02

 

This scheme will be paid in four installments, as a reslut it becomes much easier for the insurer to deal instantly with many of the undesiarable finacial problems. Moreover, the life insurance customer in his lifetime can invest this insurance amount in variety of profitable sectors or constructive activities. Full payment of the sums will be given to the nominee if the insurance taker die a premature death during this time. Under this scheme 12, 16, 20, and the 24-year term policy should be adopted. Within specific time that means in 12 years policy at the end of 1/4 part of the period 20%, at the end of 2/4 part of the period 20%, at the end of 3/4 part of the period 20% including maximum 60% of the insurance sums and upon expiration the remaining 40% will be provided with the bonus. The repayments will be similar to the other term. After submitting one or more installments if the insurer die even before maturity the full sum will be given with gained bonus to the nominee.

 

Premium List

Ages

Insurance Period

12

16

20

24

20

99.60

71.90

55.90

45.50

21

99.60

71.90

55.90

45.50

22

99.60

71.90

55.90

45.60

23

99.60

72.00

56.00

45.70

24

99.70

72.00

56.00

45.80

25

99.70

72.00

56.10

45.90

26

99.70

72.10

56.20

46.00

27

99.70

72.10

56.30

46.10

28

99.80

72.20

56.40

46.30

29

99.80

72.30

56.50

46.50

30

99.90

72.40

56.70

46.70

31

100.00

72.50

56.90

47.00

32

100.10

72.70

57.10

47.20

33

100.20

72.90

57.30

47.60

34

100.40

73.10

57.60

47.90

35

100.50

73.30

57.90

48.30

36

100.80

73.60

58.30

48.80

37

101.00

74.00

58.70

49.30

38

101.30

74.30

59.20

49.9

39

101.60

74.70

59.70

50.50

40

102.00

75.20

60.30

51.20

41

102.40

75.70

60.90

51.90

42

102.90

76.30

61.60

52.70

43

103.50

77.00

62.40

53.70

44

104.10

77.70

63.20

54.70

45

104.70

78.50

64.20

55.70

46

105.50

79.30

65.20

56.90

47

106.30

80.30

66.30

 

48

107.20

81.30

67.50

 

49

108.20

82.50

66.80

 

50

109.20

83.70

70.30

 

51

110.40

 

 

 

52

111.70

 

 

 

53

113.10

 

 

 


Protected Savings Scheme No. – 03

In accordance with the provisions of the creation once life will be at the end part. In our current society after reaching to the end of life people become unemployed and helpless as well as he become dependent on others. By indicating this eternal truth our Prophet Mohammad (SM) inspire people to save in concentratng on youth action. With the goal of making the end perod of life peaceful and sufficient this exceptional scheme is introduced by Protective Islami Life. In this attractive scheme after two years of a four-year term a fixed rate will pay to the insurer (like 10 years scheme) and 20% partial sums of insurance money will be given at the end of fourth, sixth and eight year and in fifteen-year term 15% partial sums of insurance money will be given at the end of fourth, sixth, eight, tenth and twelveth year, on the other hand in twenty-year term 10% partial sums of insurance money will be given at the end of fourth, sixth, eight, tenth, twelveth, fourteenth, sixteenth and eighteenth year. Moreover, at the end of the period of 10, 15 and 20 years reaming insurance balance should be given with expected profit.

 

Ages

Insurance Period

10

15

20

20

116.10

81.60

63.10

21

116.10

81.60

63.20

22

116.10

81.70

63.20

23

116.10

81.70

63.20

24

116.10

81.70

63.30

25

116.10

81.70

63.40

26

116.20

81.80

63.40

27

116.20

81.80

63.50

28

116.20

81.90

63.60

29

116.20

82.00

63.80

30

116.30

82.10

63.90

31

116.30

82.20

64.10

32

116.40

82.30

64.30

33

116.50

82.50

64.60

34

116.50

82.60

64.80

35

116.70

82.90

65.20

36

116.80

83.10

65.50

37

117.00

83.40

65.90

38

117.10

83.70

66.30

39

117.40

84.10

66.80

40

117.60

84.50

67.40

41

117.90

85.00

68.00

42

118.30

85.50

68.60

43

118.60

86.10

69.40

44

119.00

86.70

70.20

45

119.50

87.40

71.10

46

120.00

88.10

 

47

120.60

89.00

 

48

121.20

89.90

 

49

121.90

90.90

 

50

122.60

92.00

 

51

123.40

 

 

52

124.30

 

 

53

125.30

 

 

54

126.40

 

 

55

127.50

 

 


Protected Resort Plan No. – 04

Demand is changing constantly in our life. To conform to the future you may want to change your policy's benefits. But in this case after adopting a policy there is no chance to make any change in this policy. Thinking about the grantee’s difficulty Protective Islami Life Insurance has started this attractive policy where any grantee can make any kind of change into the policy according to their demand. If no changes are made to the policy among subscript options and the insurance taker die a premature death during this time then full payment of the sums will be given to the nominee with earned profit upto the death date of the grantee and if the grantee remain alive after finishing the period then the grantee will get the full payment of the sums with expected profit. After four years running policy according to the demand grantee can make change in the insurance from the subscripted options. Beside facilities described in the policy the grantee will get accessory facialities under the scheme after running policy at least four years, if customers apply from the following options:

Alternative – 1: With no further premiums submission the remainder of the term of the risk facility can be enjoyed and at the end of the period if grantee remain alive will get the given premium with bonus.

Alternative – 2: With no further premiums submission the remainder of the term of the risk facility can be enjoyed. But in this case no premium will be refunded at the end of the period and on this kind of appplication of the client what will be the extended insurance sum that will be determined by the authority.

Alternative – 3: With no further premiums submission only by extending the period grantee can enjoy complete insurance sums. But in this case no premium will be refunded at the end of the period and on this kind of appplication of the client what will be the extended insurance sum that will be determined by the authority.

 

The restriction will remain in the purview of the company in case of insurance sums amount or insurance period entenstion and new scheme. If the amount of the insurance sum encrease notabely then company can claim new health check report. With this insurance ADB, PDAB associate insurance can be taken.

 

Ages

Insurance Period

10

15

20

25

30

35

20

106.20

68.70

50.10

39.20

32.10

27.30

21

106.20

68.70

50.20

39.20

32.20

27.30

22

106.20

68.70

50.20

39.30

32.20

27.40

23

106.20

68.70

50.20

39.30

32.30

27.50

24

106.20

68.70

50.20

39.30

32.30

27.60

25

106.20

68.70

50.20

39.40

32.40

27.70

26

106.20

68.70

50.20

39.40

32.50

27.80

27

106.20

68.70

50.30

39.50

32.60

27.90

28

106.20

68.80

50.30

39.50

32.70

28.10

29

106.30

68.80

50.40

39.60

32.80

28.20

30

106.30

68.80

50.40

39.70

32.90

28.40

31

106.30

68.90

50.50

39.80

33.10

28.70

32

106.30

68.90

50.60

40.00

33.30

28.90

33

106.40

69.00

50.70

40.10

33.50

29.20

34

106.40

69.10

50.80

40.30

33.70

29.50

35

106.50

69.20

51.00

40.50

34.00

29.80

36

106.50

69.30

51.10

40.70

34.30

 

37

106.60

69.40

51.30

41.00

34.60

 

38

106.70

69.60

51.50

41.30

35.00

 

39

106.90

69.80

51.80

41.60

35.40

 

40

107.00

70.00

52.10

42.00

35.90

 

41

107.20

70.20

52.40

42.40

 

 

42

107.40

70.50

52.80

42.80

 

 

43

107.60

70.80

53.20

43.40

 

 

44

107.90

71.20

53.60

43.90

 

 

45

108.20

71.50

54.10

44.50

 

 

46

108.50

72.00

54.60

 

 

 

47

108.90

72.40

55.20

 

 

 

48

109.30

73.00

55.90

 

 

 

49

109.70

73.50

56.60

 

 

 

50

110.20

74.20

57.40

 

 

 

51

110.80

74.90

 

 

 

 

52

111.30

75.60

 

 

 

 

53

112.00

76.50

 

 

 

 

54

112.70

77.40

 

 

 

 

55

113.50

78.40

 

 

 

 


Secured Bridge Scheme No. – 05

This scheme will be paid in four installments, as a reslut it becomes much easier for the insurer to deal instantly with many of the undesiarable finacial problems. Moreover, the life insurance customer in his lifetime can invest this insurance amount in variety of profitable sectors or constructive activities. Full payment of the sums will be given to the nominee if the insurance taker die a premature death during this time. Under this scheme 12, 15, 18, 21 and 24-year term policy can be taken. Within specific time that means in 12 years policy at the end of 1/3 part of the period 25%, at the end of 2/3 part of the period 25% including maximum 50% of the insurance sums and upon expiration the remaining 50% will be provided with the bonus. The repayments will be similar to the other term. After submitting one or more installments if the insurer die even before maturity the full sum will be given with gained bonus to the nominee.

 

Premium List

Years

Insurance Period

12

15

18

21

24

20

96.00

77.10

64.60

55.70

49.00

21

96.00

77.10

64.60

55.70

49.10

22

96.00

77.10

64.60

55.70

49.10

23

96.00

77.10

64.60

55.80

49.20

24

96.00

77.20

64.70

55.80

49.30

25

96.00

77.20

64.70

55.90

49.40

26

96.00

77.20

64.70

55.90

49.50

27

96.10

77.30

64.80

56.00

49.60

28

96.10

77.30

64.90

56.10

49.70

29

96.10

77.40

65.00

56.30

49.90

30

96.20

77.40

65.10

56.40

50.00

31

96.30

77.50

65.20

56.60

50.20

32

96.30

77.60

65.30

56.70

50.50

33

96.40

77.80

65.50

57.00

50.70

34

96.50

77.90

65.70

57.20

51.00

35

96.70

78.10

65.90

57.50

51.40

36

96.80

78.30

66.20

57.80

51.70

37

97.00

78.60

66.50

58.20

52.20

38

97.30

78.80

66.80

58.50

52.60

39

97.50

79.20

67.20

59.00

53.10

40

97.80

79.50

67.60

59.50

53.70

41

98.20

79.90

68.10

60.00

54.30

42

98.50

80.40

68.60

60.60

 

43

99.00

80.90

69.20

61.30

 

44

99.40

81.40

69.80

62.00

 

45

100.00

82.00

70.50

 

 

46

100.50

82.70

71.30

 

 

47

101.20

83.40

72.10

 

 

48

101.90

84.20

 

 

 

49

102.60

85.10

 

 

 

50

103.40

86.00

 

 

 

51

104.40

 

 

 

 

52

105.40

 

 

 

 

53

106.40

 

 

 

 


Have to be proposed and under process:

 

  • Period Insurance (with profit).
  • Pension Insurance (without profit).
  • Hajj Insurance (with profit).
  • One Instatement Insurance (without profit).
  • Two Instatement Insurance (with profit).
  • Three Instatement Insurance (with profit).
  • Four Instatement Insurance (with profit).
  • Five Instatement Insurance (with profit).
  • Den Mohor / Dower Insurance (with profit).
  • Child Safety Insurance (with profit).
  • Protective Deposit Pension Scheme (with profit).
  • Protective Anytime Money Back (with profit).
  • Protective Joint Insurance (with profit).
  • Protective Child education & Marry period Insurance (with profit).
  • Protective Group Insurance (with profit).
  • Protective Public Insurance.

 

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