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H.R. Complex, 100(5th Floor), A.K. Khandakar Road, Mohakhali C/A, Dhaka-1212.
Permanent and Total Disability: (PTD)
In case of permanent and total disability resulting from bodily injury caused directly by accident which prevents the insured employee from engaging in any business, occupation or work whatsoever for remuneration or profit and which disability has continued uninterruptedly for a period of at least six months and has been certified to be incurable by a physician approved by the company, then subject to provisions of this contract, the company shall pay the benefit to the employer stated in the schedule and the insurance for the said employee shall be determined.
In the interpretation of this definition the company will however, recognize as permanent and total disability the entire and irrevocable loss of:
i) both hands above the wrist
ii) one hand above the wrist and one foot above the ankle
iii) both feet above the ankle
iv) one foot above the ankle & sight of one eye
v) sight of both eyes
vi) sight of one eye and one hand above the wrist.