Together with the Basic Life Insurance Scheme, one or all of the supplementary covers may be taken if desired, to enhance the benefit,
on payment of additional premium.
In case of Permanent and Partial Disablement (PPD) caused directly by accident the company shall pay to the employer a certain percentage of the sum assured specified
in the schedule below and where applicable, only one sum namely the larger sum will be paid for multiple injuries resulting from one accident
Salient Features:
- Certain percentage (%) of GT Sum Assured as per schedule
- Convenient Premium Payment Options [same as base plan]
- Enjoy attractive discounts at our partner hospitals & cilinical labs with Protective Life Card
- Opening a door to a rich network of more than 270 partner Hospitals & Clinical Labs
Case Scenario:
Description of Permanent and Partial Disability Percentage of the Sum Assured payable:
| Sl No | Description | Percentage (%) of GT Sum Assured |
HEAD |
|---|---|---|
| 01 | Loss of one eye | 50 % |
| 02 | Complete deafness of both ears of traumatic origin | 40 % |
| 03 | Complete deafness of one ear | 10 % |
| 04 | Removal of the lower jaw | 25 % | UPPER LIMBS |
| 05 | Loss of one hand above the wrist | 50 % |
| 06 | Considerable loss of osseous substance of the arm (definite and incurable lesion) | 25 % |
| 07 | Total amputation of thumb | 20 % |
| 08 | Total amputation of four finger including thumb | 25 % |
| 09 | Total amputation of index finger only | 15 % |
| 10 | Total amputation of middle finger only | 10 % |
| 11 | Total amputation of ring finger only | 08 % |
| 12 | Total amputation of little finger only | 07 % | LOWER LIMBS |
| 13 | Loss of one leg above the ankle | 50 % |
| 14 | Total loss or total loss of use of lower limbs below the knee | 40 % |
| 15 | Total loss of foot | 30 % |
| 16 | Ankylosis of the hip | 30 % |
| 17 | Ankylosis of the knee | 20 % |
| 18 | Total amputation of all the toes | 25 % |
| 19 | Total amputation of four toes including big toe | 20 % |
| 20 | Total amputation of the big toe | 10 % |
| 21 | Total amputation of one toe other than the big toe | 03 % |
